As it's name suggests, this type of coverage is designed to assist individuals who are suffering from a continuous disability and have experienced a significant decline in earning power as a result.
Our approach will help you calculate your maximum acceptable loss in the event of a disability, and help implement a policy that will have you covered in the event that you experience a significant loss of income.
Many people are fully aware of the benefits that are associated with life insurance, but what happens if you suffer a debilitating setback and survive? Critical Illness insurance, contrary to life insurance, provides payment in the event that you suffer a debilitating illness and survive.
To find out more about critical illness insurance, please contact us directly and we will be happy to provide you with information.
Having strategic partnerships with all of the major providers allows us to build a plan that is sustainable for you and your employees. We will diligently analyze all aspects of your organization in order to construct a plan that is optimal to your workforce demographics.
Whether you are a sole proprietor with three employees, or a large manufacturing company with 200+ employees, our dedicated team of professionals will be there to guide you every step of the way.
Ensuring that you and your family have sufficient medical coverage is important. Frequent trips to the Dentist, use of daily prescription medication, and unexpected emergencies are costs that are likely to be significant.
Our unique position allows us to construct packages that are tailored for your specific situations. Why pay more money out of your pocket if you do not have to?
Protecting the assets you worked so hard to build is something of critical importance to you.... which is why we take this very seriously. Life Insurance is the part of a financial plan that will be leftover to cover any final expenses and give your loved ones peace of mind.
There are various forms of life insurance that can be recommended after a needs analysis is performed. We will find a solution that fits your goals and budget.
We too often take for granted our ability to preform everyday activities with ease. Unfortunately, circumstances sometimes take a turn for the worse and make it hard for us to perform these everyday activities that we've become accustomed to.
This type of insurance will provide an income for you and your family to use in order to help ease the burden. Whether you want to bring in a part time caregiver to care for an elder parent, or whether you need financial assistance as a result of a severe accident, a Long Term Care policy will be able to assist you.